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what is credit score
Finance

What Is a Credit Score and Why Does It Matter?

ByBernard August 5, 2022August 5, 2025

If you’ve ever applied for a credit card, a loan, or even tried to rent an apartment, chances are someone has mentioned your credit score. But what exactly is it, and why does it carry so much weight in the U.S.? Let’s break it down simply, without jargon. What Is a Credit Score? A credit…

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what effects your credit score
Finance

What Affects Your Credit Score?

ByBernard April 6, 2021August 5, 2025

Your credit score is more than just a number. In the U.S., it can affect your ability to get a credit card, rent an apartment, buy a car, or even get a job in some cases. But what actually goes into calculating this score? If you’re new to credit, or just trying to improve your…

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